Non-Call CD's
TermAll-In Cost
3 MO4.10%4.15%
4 MO4.30%4.40%
6 MO4.60%4.70%
9 MO4.70%4.85%
1 YR4.80%4.90%
15 MO4.85%4.95%
18 MO4.90%5.00%
2 YR4.70%4.85%
30 MO4.55%4.75%
3 YR4.45%4.75%
42MO4.40%4.70%
4 YR4.35%4.65%
54 MO4.30%4.60%
5 YR4.25%4.60%
66MO4.35%4.65%
6YR4.45%4.75%
7 YR4.50%4.60%
8 YR4.50%4.60%
9 YR 4.50%4.60%
10 YR4.50%4.60%
Callable CD's
TermAll-In Cost
2 YR4.95%5.05%
30 MO4.95%5.05%
3 YR4.95%5.00%
42 MO4.95%5.00%
4 YR4.95%5.15%
54 MO4.95%5.15%
5 YR5.00%5.15%
5.5 YR5.05%5.20%
6 YR5.10%5.20%
7 YR5.15%5.35%
8 YR5.20%5.40%
9 YR 5.20%5.40%
10 YR5.20%5.40%
12 YR5.25%5.50%
15 YR5.30%5.50%
20 YR5.30%5.50%
25 YR5.30%5.50%
30 YR5.30%5.50%
Market Rates
3 Mo LIBOR4.73%0.63%
6 Mo LIBOR5.22%0.62%
7 Mo LIBOR5.28%0.68%
9 Mo LIBOR5.41%0.71%
1 Year LIBOR5.60%0.80%
2 Yr SWAP4.78%0.08%
30 Mo SWAP4.57%0.02%
3 Yr SWAP4.35%-0.10%
4 Yr SWAP4.10%-0.25%
5 Yr SWAP3.95%-0.30%
6 Yr SWAP3.85%-0.60%
7 Yr SWAP3.78%-0.72%
10 Yr SWAP3.67%-0.83%


Callable Step-up CD's

3 Year
Year 1:
Year 2: YTM:
Year 3 : Total Cost:
4 Year
Year 1:
Year 2:
Year 3 : YTM:
Year 4: Total Cost:
5 Year
Year 1:
Year 2:
Year 3:
Year 4: YTM:
Year 5: Total Cost:


Derivative Market Rates

Yields & SWAPS
UST YIELDSSWAPS1
LIBORPRIME
2yr4.47%4.78%7.64%
3yr4.23%4.35%7.25%
5yr3.88%3.95%6.84%
7yr3.79%3.78%6.66%
10yr3.68%3.67%6.52%
Short Term Rates
Fed Funds4.00%
Prime7.00%
1mo LIBOR4.05%
3mo LIBOR4.73%
6mo LIBOR5.22%
1yr LIBOR5.60%

3mo LIBOR Caps
2 year3 year5 year
1.50%0.15%0.65%3.24%
2.00%0.12%0.49%2.71%
2.50%0.12%0.39%2.26%
Fed Funds Future
Dec-304.130%
Jan-314.370%
Feb-284.735%
Mar-314.800%
Apr-284.920%
May-314.985%
Jun-304.995%
Jul-314.995%
Aug-314.965%
Sep-294.940%
Oct-314.910%